Highest Payout Casino Games to Play Online (October 2024)

Find the casino games with the highest payout rates ranked by our experts! Learn more about the top payout casino games including slots, live dealer games & more. You will significantly boost your chances of earning a profit if you seek out the highest payout casino games online. Our experts have identified the best payout casino games on offer at popular legal casino sites for our users. They include stylish video slots, progressive jackpots, video poker, virtual table games and live casino games with biggest payout percentages. We explain the various terms you might encounter, break down the most popular and best online casino games and share the best options for players who want to maximize their payouts. by Martin GreenFact checked by Michael KatesUpdated Oct 9 2024, 09:49AM EDT

🎲 Game Top RTP %
Baccarat 98.94% (banker bets)
Blackjack 99.69% (single deck)
Craps 99%+ (pass/don’t pass)
Roulette* 98.65% (F); 97.4% (E) 94.74% (A)
Slots 98+% (avg. is 95%-96.5%)
Video Poker As high as 99.54%
Keno 98.75% (some as low as 71%)

*-F = French; E = European; A = American

Every game at online casinos has a Return to Player (RTP) rate, which highlights the theoretical return an average player will receive. For example, if the RTP is 98%, an average player would receive $9.80 back for every $10 wagered.

The results are totally random – independent examiners randomly test the games at the best payout casinos to ensure this – so some players win and others lose.

However, choosing high RTP games will naturally improve your chances of earning a profit. These games offer the best online casino payouts for US players:

Baccarat

You have three options when playing classic Punto Banco baccarat at the best payout real money online casinos: back the player bet, the banker bet or a tie. The best option is the dealer bet, as it comes in more than half of the time.

You pay a 5% commission on successful banker bets, which takes the house edge to 1.06%, meaning the RTP is 98.94%. By contrast, the RTP on a player bet is 98.76% and the RTP on a tie is a mere 85.64%, so we recommend avoiding that option. Baccarat may be excluded from welcome bonuses because of its high RTP.

Blackjack

Blackjack is normally the highest RTP game available at the best online casinos that payout instantly. There are several different blackjack varieties, and the number of decks used will impact the RTP rate, but it generally has a payout percentage of more than 99%. For that reason, blackjack normally only counts 10% or 20% toward satisfying the wagering requirements for welcome bonuses.

Single deck blackjack has an RTP of 99.69% from some providers. Blackjack Xchange is another very high RTP game, while a Blackjack Surrender game from Ezugi has a 99.82% RTP.

While blackjack is normally the highest paying online casino game, it requires you to play with the correct strategy to unlock the full RTP, so you need to master the game on some of the best blackjack sites.

You have three options when playing classic Punto Banco baccarat at the best payout real money online casinos: back the player bet, the banker bet or a tie. The best option is the dealer bet, as it comes in more than half of the time.

You pay a 5% commission on successful banker bets, which takes the house edge to 1.06%, meaning the RTP is 98.94%. By contrast, the RTP on a player bet is 98.76% and the RTP on a tie is a mere 85.64%, so we recommend avoiding that option. Baccarat may be excluded from welcome bonuses because of its high RTP.

Blackjack

Blackjack is normally the highest RTP game available at the best online casinos that payout instantly. There are several different blackjack varieties, and the number of decks used will impact the RTP rate, but it generally has a payout percentage of more than 99%. For that reason, blackjack normally only counts 10% or 20% toward satisfying the wagering requirements for welcome bonuses.

Single deck blackjack has an RTP of 99.69% from some providers. Blackjack Xchange is another very high RTP game, while a Blackjack Surrender game from Ezugi has a 99.82% RTP.

While blackjack is normally the highest paying online casino game, it requires you to play with the correct strategy to unlock the full RTP, so you need to master the game on some of the best blackjack sites.

Once again, the RTP when playing craps depends on the bet you place. The best bets to place are pass or don’t pass, which have an RTP of more than 99%.

However, other bets on a craps table have a far lower return, so this is another game to master in demo mode before playing for real money at the highest payout online casino USA sites. Because it is one of the best casino payout games, it is often excluded from welcome offers.

Live Dealer Games

Live dealer games include blackjack, baccarat, roulette, craps, table poker and game show-style titles such as Dream Catcher. Live dealer casinos allow you to play with a professional dealer in a dedicated studio in your state, so there is no need to rely upon the RNG (Random Number Generator) software that powers slots and virtual table games, and you can chat to the dealer throughout the session.

Once again, the RTP rate can vary considerably depending on the game you play. The best options are blackjack, certain table poker games, baccarat when wagering on the dealer bet, specific craps bets and French roulette.

Roulette

The RTP of a roulette game is determined by the variant you play. American roulette offers the lowest payouts, as the wheel has a single zero and a double zero, which dials up the house edge.

The RTP on American roulette is 94.74%, but that goes up to 97.3% on European roulette, which only has a single zero.

French roulette – which is available at the best roulette sites – has an even higher payout rate of 98.65%, as a rule named la partage grants you a 50% refund if the ball lands on the zero pocket.

The average RTP on a video slot is around 95% to 96.5%, but certain slots have a higher payout rate. For example, NetEnt’s Bloodsuckers has a 98% RTP, while White Rabbit, Medusa Megaways and Guns n’ Roses are considered some of the highest RTP slots.

It is worth noting that some progressive jackpot games at the best slot sites have a relatively low RTP, but they compensate by offering the chance to win a potentially life-changing sum if you are lucky enough to trigger the main jackpot.

Most online slots will count 100% toward the rollover requirements for a welcome offer. A few games may be excluded from a promotion, but the vast majority count. Some of the best online casinos offer more than 1,000 video slots, covering a wide range of themes.

Video Poker

Video poker is a popular casino game based on five card poker, which is found at all the best online casinos that payout instantly. It is one of the highest paying online casino games categories, with lots of popular options from software developer IGT.

However, it is important to remember that you need to follow the right strategy to benefit from the full video poker RTP at the best payout casino online sites.

You often find that poker-style games count 10% or 20% too. Once again, these popular video poker games have a high payout rate when you make the correct strategic decisions.

Poker

The best online poker apps offer traditional tournaments and cash games, which allow you to compete against fellow players. However, online casinos also offer poker-style games, whereby you play against the house instead.

Popular options include three card poker, four card poker, Mississippi Stud, DJ Wild Stud, I Luv Suits, Pai Gow Poker, Let It Ride and Ultimate Texas Hold’em. Each game has a different format, and the RTP rates also vary, but they tend to be high.

Keno

This is a lottery style game, whereby you choose numbers and hope that they are drawn. The payout rates on keno can vary wildly from one game to the next.

Some keno games have a 98.75% payout rate, whereas others offer an RTP of only 71%, so it is important to conduct some research before playing.

If the casino does not display the RTP of a keno game, you can ask the customer service team.

It is easy to play the best payout casino games if you are in New Jersey, Pennsylvania, West Virginia, Connecticut or with Michigan online casinos.

Just follow these steps to create an account and start playing the online casino games with highest payouts at one of the best online casinos that payout today:

  1. Click the “Bet Now” button displayed next to any of the online casinos featured on this page. It will open the site in a new tab, and you will automatically activate the best promo code, such as the Fanatics Casino promo code.
  2. Open the registration form and fill in your name, date of birth, address, phone number, email address and last four SSN digits. Create a password, agree to the T&Cs and submit the form.
  3. The site will then quickly run KYC checks. If you do not automatically clear them, it will ask you to upload some documents to verify your address and your identity.
  4. When your account is ready, visit the online cashier and make a minimum deposit. Most casinos match a percentage of your first deposit with bonus credits, boosting your bankroll before you play the casino games with best payouts.
  5. You can now navigate to a particular game. Some sites have dedicated sections for blackjack and video poker, where many of the online casino best payout games are found. You can alternatively head to the “Table Games” section to browse them. Most will be playable in demo mode, so you can hone your blackjack or poker strategy before playing the best payout casino game for real money. It is important to use licensed, regulated online casinos. They will treat you fairly and pay out on time when you win. The games at the best online casinos are routinely tested at independent labs to ensure they deliver fair and accurate results. That applies to the video slots at slots sites, the roulette games at the roulette sites and all other games including online scratch cards.

BetMGM Casino

Our experts have reviewed each licensed online casino in the country. They decided that BetMGM is the best of the bunch, and it offers a wide range of online casino games with high payouts. The BetMGM Casino bonus codePLAYFREEP earns you a 100% deposit match bonus up to $1,000, plus $25 on the house.

Caesars Palace Online Casino

Another great option for casino games with highest payout rates is Caesars Palace Online Casino, which also has a very attractive Caesars Palace Online Casino promo codePRESS2500.

Play The Best Payout Online Casino Games

The highest payout online casino games include blackjack, video poker, table poker, craps, baccarat and French roulette. These games have a very low house edge. You can further erode the house edge on the highest payout casino game by claiming the great bonuses on offer at the leading online casinos.

Just click the link next to any of the sites featured on this page, and you will automatically redeem the best available sign-up offer.

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